Get a better car loan.
Looking for a car finance? Look no further! Our car finance specialists have extensive experience in arranging car financing solutions.
How it works
The truth about dealer finance
If you’re in the market for a new car, chances are at some stage you’ll be offered finance by a dealer.
Showroom car finance can sound tempting – often with very low rates. But scratch the surface because the finance you sign up for may not be what you expected.
Getting a great car loan can't be easier with Pilbara Finance
Apply online in 2 minutes
No impact on your credit score
Tell us about you and the car you’re looking to buy.
At Pilbara Finance, we have access to a range of lenders who provide car loans and can help you find one that’s right for you.
Submit supporting documents
No forms to fill. Everything is done online electronically.
Once you’ve decided on a product we can also help you get pre-approval on your finance whether you are purchasing through a registered dealer or private sale.
This means you can start looking for your new car knowing your finances are in order.
Congratulations! Loan approved and documents signed.
When you find the car you’d like to purchase, we will liaise with the lender and your dealership to arrange for the funds to be drawn and payment to be made.
You’re then ready to drive away in your new car!
Frequently asked questions
How much can I borrow for a car loan?
Different lenders have varying minimum and maximum loan amounts, ranging from $1,000 up to $250,000. Many factors determine how much you can borrow for a car loan, including your income, living situation and credit score.
Do I need a deposit for a car loan?
While deposits are not mandatory to get a car loan, it may help with the approval process and lower your repayments and interest. Some lenders insist on a 10-20% deposit while others allow you to take out a loan for the entire value of the car.
How does getting a car loan work?
Traditionally getting a car loan has been a time consuming and stressful process involving research, credit score checks and multiple applications. Pilbara Finance takes care of the car loan process, compares the market and finds you the best new car loan.
Can I get a car loan online?
Yes! With Pilbara Finance getting a car loan is now 100% online. Simply fill out one application and get matched to 30+ lenders. We do all the checks and negotiate the best price for you.
* The comparison rates are based on a loan amount of $250,000 over a loan term of 25 years. The rate is calculated using an industry-wide formula and includes things like revert rates after an introductory or fixed rate period, application fees and monthly account keeping fees.
Credit Representative Number 478535 is authorised under Australian Credit Licence Number 389328.
Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.
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